Please Make Note:  We NEVER request account information such as credit card, debit card, account number, etc. . . over the internet or e-mail.  Personal information with the bank can only be changed in person with proper ID verification.

No "Phishing" Allowed - If you receive an unexpected email, or one that you consider suspicious, delete it.  Remember: Kentucky Home Bank will never email you and ask you to go to another site to "verify information."

Hijacking with Spyware - works by inserting malicious software, often referred to as "spyware", on a person's pc.  Spyware can be loaded when a user opens a seemingly innocent e-mail attachment or clicks on a pop-up advertisement.  The Spyware collects selected information (e.g., user names, passwords, and account numbers) and forwards that information to the fraudster.

Virus Vaccines - Your computer's anti-virus software is like a vaccine - It works at first, but you need to keep it up-to-date to guard against new strains.

VIGILANCE PAYS! - Check your statements regularly. If something seems irregular, contact us to discuss it.  An encouraging note: a recent study showed that customers who monitor their accounts online discover any problems sooner.  Check your credit report at least annually.  You are entitled to one free credit report annually from each of the three major credit bureaus.  If a hijacker is misusing your credit, clues are likely to show up here.

For a free credit report log on to the world wide web at: 

Other Precautions to protect yourself:


On to for great information about protecting the smart phone you carry everywhere loaded with all kinds of personal information.






NOTICE: NOTICE: Lincoln National Bank (NMLS#500159) All Rights Reserved. Complete Regulatory disclosures containing all terms, features and limitations are available at any branch location or can be obtained by telephone request by calling (502) 348-4643. This Financial Institution offers links to other third party web sites that may be of interest to our website visitors. The links provided in our web site are provided solely for your convenience and may assist you in locating other useful information on the Internet. When you click on these links, you will leave our website and will be redirected to another site. These sites are not under the control of this Financial Institution. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different from our policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party web sites, please contact the third party directly.