Rates current as of 02/01/2012
Rates are subject to change without notice
Fees may reduce earnings on APY
*APY = Annual Percentage Yield
** Rate = Interest Rate
^ = Rate may change after account opening

Certificate of Deposits:	RATE**	APY*
31 Day Certificate of Deposit	0.40%	0.40%
91 Day Certificate of Deposit	0.40%	0.40%
182 Day Certificate of Deposit	0.40%	0.40%
12 Month Certificate of Deposit	0.75%	0.75%
18 Month Certificate of Deposit	0.75%	0.75%
24 Month Certificate of Deposit	1.00%	1.00%
30 Month Certificate of Deposit	1.15%	1.15%
30 Month 'BUMP' Certificate of Deposit	1.15%	1.15%
36 Month Certificate of Deposit	1.19%	1.20%
48 Month Certificate of Deposit	1.29%	1.30%
60 Month Certificate of Deposit	1.34%	1.35%
Individual Retirement Accounts:	RATE**	APY*
12 Month Individual Retirement Account (fixed)	0.75%	0.75%
18 Month Individual Retirement Account (var) ^	0.75%	0.75%
24 Month Individual Retirement Account (fixed)	1.00%	1.00%
60 Month Individual Retirement Account (fixed)	1.34%	1.35%
Checking & Savings Accounts:	RATE**	APY*
Best of The Best Checking ($2,500 to $10,000)	0.25%	0.25%
Best of The Best Checking ($10,000 to & Over)	0.40%	0.40%
Money Market Account (Under $10,000)	0.25%	0.25%
Money Market Account (Over $10,000)	0.40%	0.40%
Now Account (Under $10,000)	0.25%	0.25%
Now Account ($10,000 & Over)	0.40%	0.40%
Premier Money Market (Under $25,000)	0.40%	0.40%
Premier Money Market ($25,000 & Over)	0.50%	0.50%
Premier Money Market ($100,000 & Over)	0.60%	0.60%
Savings Account	0.40%	0.40%