Rates current as of 01/28/2013
Rates are subject to change without notice
Fees may reduce earnings on APY
*APY = Annual Percentage Yield
** Rate = Interest Rate
^ = Rate may change after account opening
Early withdrawal penalties apply to listed CD's and IRA's

Certificate of Deposits:	RATE**	APY*
Minimum deposit to open  these accounts - $500.00
31 Day Certificate of Deposit	0.10%	0.10%
91 Day Certificate of Deposit	0.10%	0.10%
182 Day Certificate of Deposit	0.10%	0.10%
12 Month Certificate of Deposit	0.20%	0.20%
18 Month Certificate of Deposit	0.30%	0.30%
24 Month Certificate of Deposit	0.45%	0.45%
30 Month Certificate of Deposit	0.55%	0.55%
30 Month 'BUMP' Certificate of Deposit	0.55%	0.55%
36 Month Certificate of Deposit	0.60%	0.60%
48 Month Certificate of Deposit	0.75%	0.75%
60 Month Certificate of Deposit	0.80%	0.80%
Individual Retirement Accounts:	RATE**	APY*
Minimum deposit to open these accounts - $500.00
12 Month Individual Retirement Account (fixed)	0.20%	0.20%
18 Month Individual Retirement Account (var) ^	0.30%	0.30%
24 Month Individual Retirement Account (fixed)	0.45%	0.45%
60 Month Individual Retirement Account (fixed)	0.80%	0.80%
Checking & Savings Accounts:  (^all accounts)	RATE**	APY*
Minimum deposit to open these accounts - $100.00
Best of The Best Checking ($2,500 to $10,000)	0.05%	0.05%
Best of The Best Checking ($10,000 to & Over)	0.10%	0.10%
Money Market Account (Under $10,000)	0.05%	0.05%
Money Market Account (Over $10,000)	0.10%	0.10%
Now Account (Under $10,000)	0.05%	0.05%
Now Account ($10,000 & Over)	0.10%	0.10%
Premier Money Market (Under $25,000)	0.10%	0.10%
Premier Money Market ($25,000 & Over)	0.30%	0.30%
Premier Money Market ($100,000 & Over)	0.40%	0.40%
Savings Account	0.10%	0.10%