Fee Schedule Effective As Of January 1, 2009
Checking Services
Insufficient Funds: "Overdrafts"	$25.00 Per Item
Dormant Service Fee	$10.00 Per Month
Stop Payment Fee	$30.00 Per Transaction
ATM Foreign Transactions	$1.00 Per Transaction
ATM Replacement Card	$5.00 Per Card
PIN Replacement	$3.00 Per PIN
Bookkeeping Services
Research	$20.00 Per Hour,
	Plus $1.00 Per Reproduction
Account Reconciliation	$20.00 Per Hour
Special Statement	$5.00 Per Statement
Activity Statement	$2.00 Per Statement
Collection Services
Coupon Collection	$5.00 Per Envelope
Bond Redemption	$15.00 Per Issue
Check Collection	Charged As Incurred
Attachments, Garnishments, & Levy	$50.00 Per Occurance
Night Deposit Services
Lock Bags - First Bag	Free
Lock Bags - Additional Bags	$18.00 Each
Replacement Keys	$1.00 Each
Zipper Bags - First Bag	Free
Zipper Bags - Additional Bags	$5.00 Each
Teller Services
Cashiers Checks	$5.00 Per Check
Regular Travelers Checks	$1.00 Per $100.00
Travelers Checks For Two	$2.00 Per $100.00
Photocopies	$0.25 Per Copy
Fax Copies	$0.25 Per Page
Visa Gift Cards	$5.00 Each
Cash Advance	$5.00 Each (Non-Customer)
Safe Deposit Boxes
5 x 5 Boxes	$25.00 Per Year
5 x 10 Boxes	$35.00 Per Year
10 x 10 Boxes	$70.00 Per Year
Wire Services
Domestic Incoming Wires	No Charge
Domestic Outgoing Wires	$10.00 Per Wire
International Incoming Wires	No Charge
International Outgoing Wires	$40.00 Per Wire