Rev 12-20-10




WHAT DOES Kentucky Home Bank DO














Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 














The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 n  Social Security number and income

 n  Account balances and payment history

 n  Credit history and credit scores

 When you are no longer our customer, we continue to share your information as described in this notice.   














All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Kentucky Home Bank chooses to share; and whether you can limit this sharing.









Reasons we can share your personal information

Does Kentucky Home Bank share?

Can you limit this sharing?


For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus











For our marketing purposes—
to offer our products and services to you





We don’t share   



For joint marketing with other financial companies



We don't share

For our affiliates’ everyday business purposes—
information about your transactions and experiences






We don’t share




For our affiliates’ everyday business purposes—
information about your creditworthiness




We don’t share




For nonaffiliates to market to you






We don’t share
















Call 502-348-4643 or go to







Page 2







What we do


How does Kentucky Home Bank protect my personal information?




To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.


How does Kentucky Home Bank collect my personal information?






We collect your personal information, for example, when you

 n  open an account or deposit money

 n  pay bills or apply for a loan

 n  use your credit or debit card

Why can’t I limit all sharing?






Federal law gives you the right to limit only

 n  sharing for affiliates’ everyday business purposes—information about your creditworthiness

 n  affiliates from using your information to market to you

 n  sharing for nonaffiliates to market to you

 State laws and individual companies may give you additional rights to limit sharing.   
















Companies related by common ownership or control. They can be financial and nonfinancial companies.

 n  Kentucky Home Bank does not share with our affiliate








Companies not related by common ownership or control. They can be financial and nonfinancial companies.

 n  Kentucky Home Bank does not share with nonaffiliates


Joint marketing






A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 n  Kentucky Home Bank does not jointly market financial products or services
















NOTICE: NOTICE: Kentucky Home Bank (NMLS#464455) All Rights Reserved. Complete Regulatory disclosures containing all terms, features and limitations are available at any branch location or can be obtained by telephone request by calling (502) 348-4643. This Financial Institution offers links to other third party web sites that may be of interest to our website visitors. The links provided in our web site are provided solely for your convenience and may assist you in locating other useful information on the Internet. When you click on these links, you will leave our website and will be redirected to another site. These sites are not under the control of this Financial Institution. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different from our policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party web sites, please contact the third party directly.