Privacy-Policy

 Rev 12-20-10

 

FACTS

 

WHAT DOES Kentucky Home Bank DO
WITH YOUR PERSONAL INFORMATION?
 

 

 

 

 

 

 

 

 

 

Why?

 

 

 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 

 

 

 

 

 

 

 

What?

 

 

 

 

 

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 n  Social Security number and income

 n  Account balances and payment history

 n  Credit history and credit scores

 When you are no longer our customer, we continue to share your information as described in this notice.   

 

 

 

 

 

 

 

How?

 

 

 

 

 

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Kentucky Home Bank chooses to share; and whether you can limit this sharing.

 

 

 

 

 

 

 

 

Reasons we can share your personal information

Does Kentucky Home Bank share?

Can you limit this sharing?

 

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

Yes

 

 

  

 

NO

  

 

 

For our marketing purposes—
to offer our products and services to you

 

No   

 

 

We don’t share   

 

 

For joint marketing with other financial companies

 

No     

We don't share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

 

No

 

 

  

We don’t share

 

 

 

For our affiliates’ everyday business purposes—
information about your creditworthiness

 

No

  

We don’t share

 

 

  

For nonaffiliates to market to you

 

No

 

 

  

We don’t share

 

 

  

 

 

 

 

 

 

 

 

Questions?

 

 

 

Call 502-348-4643 or go to www.kyhomebank.com

 

 

 

  

 

 

Page 2

 

 

 

 

 

 

What we do

  

How does Kentucky Home Bank protect my personal information?

 

 

 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does Kentucky Home Bank collect my personal information?

 

 

 

 

 

We collect your personal information, for example, when you

 n  open an account or deposit money

 n  pay bills or apply for a loan

 n  use your credit or debit card

Why can’t I limit all sharing?

 

 

 

 

 

Federal law gives you the right to limit only

 n  sharing for affiliates’ everyday business purposes—information about your creditworthiness

 n  affiliates from using your information to market to you

 n  sharing for nonaffiliates to market to you

 State laws and individual companies may give you additional rights to limit sharing.   

 

 

 

 

 

 

 

 

 

Definitions

 

Affiliates

 

 

 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

 n  Kentucky Home Bank does not share with our affiliate

 

Nonaffiliates

 

 

 

 

 

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

 n  Kentucky Home Bank does not share with nonaffiliates

 

Joint marketing

 

 

 

 

 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 n  Kentucky Home Bank does not jointly market financial products or services

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
NOTICE: Kentucky Home Bank (NMLS# 464455) - All Rights Reserved. The website of Kentucky Home Bank contains links and features that are provided to our customers from outside sources. We are not responsible for and have no control over the content or subject matter of these links, however it is our sole intent to provide only good information that our customers can find useful or entertaining. Please read our Privacy Policy and Disclosures. Complete regulatory disclosures containing all terms, features and limitations are available at any branch location or can be obtained by telephone request by calling (502) 348-4643.