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NON-INTEREST BEARING ACCOUNTS
INTEREST BEARING ACCOUNTS
INDIVIDUAL RETIREMENT ACCOUNTS
CHECKING SERVICES
LOAN SERVICES
| Automobile |
Personal |
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| Home Improvement |
Home Equity |
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| Conventional Real Estate |
Lot Financing |
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| Construction Loans |
Bridge Loans |
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| Kentucky Housing Loans (KHC) |
FHA |
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| RHS |
First Time Homebuyers |
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| Self Employed Borrowers |
Not So Perfect Credit Loans |
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For current loan rates, please call one of our
Lenders at (502) 348-4643
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KENTUCKY CLUB CHECKING
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- $100.00 Minimum Deposit to Open Account
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No Minimum Balance Requirements
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Unlimited Checking (No Per Check Charge)
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$6.00 Monthly Service Fee
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Imaged Monthly Statement
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24-Hour Accidental Death & Dismemberment & Scheduled Airline Insurance
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400 Personalized Checks Free Per Year
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No Additional Fee for Services Such As; Cashier's Checks, Travelers Checks, Direct Deposit & Notary Service
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Yearly Savers Club Book With Travel Discounts
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FIFTY CLUB CHECKING
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- Must Be Age 50 or Better
- $100.00 Minimum Deposit to Open Account
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No Monthly Service Fee
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No Minimum Balance Requirement
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Imaged Monthly Statements
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Additional Discounts With Savings Accounts
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THE BEST OF THE BEST CLUB CHECKING
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- $100.00 Minimum Deposit to Open Account
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Interest Credited Monthly on Balances $2,500.00 & Over
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$5.00 Monthly Service Fee
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Imaged Monthly Statements
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$20,000 24-Hour Accidental Death & Dismemberment Insurance
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400 Personalized Checks Free Per Year
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Savers Club Book with Travel Discounts
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BUSINESS CHECKING
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- $100.00 Minimum Deposit to Open Account
- No Service Fee With a Daily Balance of $500.00 or Above
- Service Fee of $6.00 With a Daily Balance Below $500.00
- Non-Interest Bearing
- Over 30 Checks Per Month Are Subject To Statement Analysis
- Imaged Monthly Statements
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NON-PROFIT & CLUBS CHECKING
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SAVINGS ACCOUNT
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- $100.00 Minimum Deposit to Open Account
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Up to 6 Withdrawals Per Quarter at No Charge
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Excess Transaction Fee is $1.00 Each
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Interest Compounded Daily
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Interest Credited Quarterly
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NOW ACCOUNT
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- $100.00 Minimum Deposit to Open Account
- Interest Credited Monthly
- No Balance Fee if Daily Balance of $1,000.00 or More
- $7.50 Service Fee if Daily Balance Falls Below $1,000.00
- Imaged Monthly Statements
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MONEY MARKET ACCOUNT (Personal & Business)
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- For Individuals or Business
- $100.00 Minimum Deposit to Open Account
- No Balance Fee With a Daily Balance of $1,000.00 or More
- $7.50 Service Fee if Daily Balance is Below $1,000.00
- Interest Credited Monthly
- 6 Transactions Per Month, of Which No More Than Three Can Be Made by Third Party Check
- $5.00 Excess Transaction Fee
- Monthly Imaged Statements
- Regular Rate for Under $10,000.00 / Premier Rate for $10,000.00 and Above
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PREMIER MONEY MARKET ACCOUNT
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- For Individuals or Business
- $100.00 Minimum Deposit to Open Account
- No Balance Fee With a Daily Balance of $25,000.00 or More
- $7.50 Service Fee if Daily Balance is Below $25,000.00
- Interest Credited Monthly
- 6 Transactions Per Month, of Which No More Than Three Can Be Made by Third Party Check
- $5.00 Excess Transaction Fee
- Monthly Imaged Statements
- Regular Rate for $25,000.00 and Above / Premier Rate for $100,000.00 and Above.
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CERTIFICATE OF DEPOSIT
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- $500.00 Minimum Deposit to Open Account
- Competitive Rates
- Negotiable Rates For Jumbo Certifcates of Deposit
- Interest Compounded Quarterly or Periodic Checks
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TRADITIONAL IRA
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- A Traditional IRA is primarily an individual savings plan. Contributions are made up to a specified limit with the contribution tax deductible. Money invested and earned in a traditional IRA are subject to income taxes at time of withdrawal. Withdrawals can be made without penalty once you reach the age of 59 1/2 years of age and you must begin withdrawing from your account when you reach the age of 70 1/2.
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ROTH IRA
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- A Roth IRA is also primarily an individual savings plan. Contributions can be made up to a specified limit on a non-deductible basis. This means, you can make a contribution to your Roth IRA but not take a deduction on your income tax for the contribution like you can with a traditional IRA. Withdrawals are tax free within certain limitations. Withdrawals can be made without penalty once your reach the age of 59 1/2 provided the funds have been in the account for 5 years. Unlike a traditional IRA, you can continue contributing to a Roth IRA even if you have reached the age of 70 1/2.
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ATM CARD
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- Withdraw, Deposit, or Transfer Funds Any Time of Day
- ATM Open 24 Hours A Day
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VISA CHECK CARD
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- Withdraw Funds From Your Checking Account Without Ever Having To Write a Check
- Use Your Card Wherever VISA is Accepted
- Plus, VISA Check Card Performs All The Fuctions of An ATM Card
- It's The Checking - Withdrawing - Depositing - and - Transferring - Funds Card All In One
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SUNSCREEN OVERDRAFT PROTECTION
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- "Line of Credit" Loan From The Bank to Customers' Checking Account, When Overdraft is Detected
- Account Will Be Credited in $50.00 Increments To Cover Overdrafts
- Minimum Repayment Amount is 5.00% of Outstanding Loan Account Balance or $10.00, Whichever Is Greater
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