Products

NON-INTEREST BEARING ACCOUNTS

Kentucky Club Checking              
 
Freedom Checking
Fifty Club Checking

Direct Checking
Business Checking Non-Profit & Clubs Checking



INTEREST BEARING ACCOUNTS

Best of The Best Checking

Savings Account    
 
Money Market Certificate of Deposit

Now Account Premier Money Market

 


INDIVIDUAL RETIREMENT ACCOUNTS

Traditional IRA Roth IRA       




CHECKING SERVICES

ATM Card

Visa Check Card                 

   





LOAN SERVICES

Automobile Personal
   
Home Improvement Home Equity
   
Conventional Real Estate Lot Financing
   
Construction Loans Bridge Loans
   
Kentucky Housing Loans (KHC) FHA
   
RHS First Time Homebuyers
   
Self Employed Borrowers
   

  For current loan rates, please call one of our
Lenders at (502) 348-4643







KENTUCKY CLUB CHECKING

  • $100.00 Minimum Deposit to Open Account
  • No Minimum Balance Requirements
  • Unlimited Checking (No Per Check Charge)
  • $6.00 Monthly Service Fee
  • Imaged Monthly Statement
  • 24-Hour Accidental Death & Dismemberment & Scheduled Airline Insurance
  • 400 Personalized Checks Free Per Year
  • No Additional Fee for Services Such As; Cashier's Checks, Direct Deposit & Notary Service
  • Yearly Savers Club Book With Travel Discounts
  • And Much More!
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DIRECT CHECKING

  • $100.00 Minimum Deposit to Open Account
  • No Monthly Service Fee
  • No Minimum Balance Requirement
  • Imaged Monthly Statements
  • Must Have Direct Deposit                                           
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FIFTY CLUB CHECKING

  • Must Be Age 50 or Better
  • $100.00 Minimum Deposit to Open Account
  • No Monthly Service Fee
  • No Minimum Balance Requirement
  • Imaged Monthly Statements
  • Additional Discounts With Savings Accounts
  • 150 Free Personalized Checks Per Year                         
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THE BEST OF THE BEST CLUB CHECKING

  • $100.00 Minimum Deposit to Open Account
  • Interest Credited Monthly on Balances $2,500.00 & Over
  • $5.00 Monthly Service Fee
  • Imaged Monthly Statements
  • $20,000 24-Hour Accidental Death & Dismemberment Insurance
  • 300 Personalized Checks Free Per Year
  • Savers Club Book with Travel Discounts
  • And Much More!                                                                
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BUSINESS CHECKING

  • $100.00 Minimum Deposit to Open Account
  • No Service Fee With a Daily Balance of $500.00 or Above
  • Service Fee of $6.00 With a Daily Balance Below $500.00
  • Non-Interest Bearing
  • Over 30 Checks Per Month Are Subject To Statement Analysis
  • Imaged Monthly Statements
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NON-PROFIT & CLUBS CHECKING

  • $100.00 Minimum Deposit to Open Account
  • No Monthly Service Fee
  • No Minimum Balance Requirement
  • Imaged Monthly Statements
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SAVINGS ACCOUNT

  • $100.00 Minimum Deposit to Open Account
  • Up to 6 Withdrawals Per Quarter at No Charge
  • Excess Transaction Fee is $1.00 Each
  • Interest Compounded Daily
  • Interest Credited Quarterly
  • Quarterly Statements
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NOW ACCOUNT

  • $100.00 Minimum Deposit to Open Account
  • Interest Credited Monthly 
  • No Balance Fee if Daily Balance of $1,000.00 or More
  • $7.50 Service Fee if Daily Balance Falls Below $1,000.00 
  • Imaged Monthly Statements
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MONEY MARKET ACCOUNT (Personal & Business)

  • For Individuals or Business
  • $100.00 Minimum Deposit to Open Account
  • No Balance Fee With a Daily Balance of $1,000.00 or More
  • $7.50 Service Fee if Daily Balance is Below $1,000.00
  • Interest Credited Monthly
  • 6 Transactions Per Month
  • $5.00 Excess Transaction Fee
  • Monthly Imaged Statements
  • Regular Rate for Under $10,000.00 / Premier Rate for $10,000.00 and Above
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PREMIER MONEY MARKET ACCOUNT

  • For Individuals or Business
  • $100.00 Minimum Deposit to Open Account
  • No Balance Fee With a Daily Balance of $25,000.00 or More
  • $7.50 Service Fee if Daily Balance is Below $25,000.00
  • Interest Credited Monthly
  • 6 Transactions Per Month
  • $5.00 Excess Transaction Fee
  • Monthly Imaged Statements
  • Regular Rate for $25,000.00 and Above / Premier Rate for $100,000.00 and Above.
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CERTIFICATE OF DEPOSIT

  • $500.00 Minimum Deposit to Open Account
  • Competitive Rates
  • Negotiable Rates For Jumbo Certifcates of Deposit
  • Interest Compounded Quarterly
  • A Penalty May Be Applied for Early Withdrawal
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TRADITIONAL IRA

  • A Traditional IRA is primarily an individual savings plan. Contributions are made up to a specified limit with the contribution tax deductible. Money invested and earned in a traditional IRA are subject to income taxes at time of withdrawal. Withdrawals can be made without penalty once you reach the age of 59 1/2 years of age and you must begin withdrawing from your account when you reach the age of 70 1/2.
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ROTH IRA

  • A Roth IRA is also primarily an individual savings plan. Contributions can be made up to a specified limit on a non-deductible basis. This means, you can make a contribution to your Roth IRA but not take a deduction on your income tax for the contribution like you can with a traditional IRA. Withdrawals are tax free within certain limitations. Withdrawals can be made without penalty once your reach the age of 59 1/2 provided the funds have been in the account for 5 years. Unlike a traditional IRA, you can continue contributing to a Roth IRA even if you have reached the age of 70 1/2.                                                  
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ATM CARD

  • Withdraw, Deposit, or Transfer Funds Any Time of Day 
  • ATM Open 24 Hours A Day                                                 
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VISA CHECK CARD

  • Withdraw Funds From Your Checking Account Without Ever Having To Write a Check
  • Use Your Card Wherever VISA is Accepted
  • Plus, VISA Check Card Performs All The Fuctions of An ATM Card
  • It's The Checking - Withdrawing - Depositing - and - Transferring - Funds Card All In One
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NOTICE: NOTICE: Kentucky Home Bank (NMLS#464455) All Rights Reserved. Complete Regulatory disclosures containing all terms, features and limitations are available at any branch location or can be obtained by telephone request by calling (502) 348-4643. This Financial Institution offers links to other third party web sites that may be of interest to our website visitors. The links provided in our web site are provided solely for your convenience and may assist you in locating other useful information on the Internet. When you click on these links, you will leave our website and will be redirected to another site. These sites are not under the control of this Financial Institution. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different from our policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party web sites, please contact the third party directly.